A checklist for asking your pharmacy and insurer about the cost of a delivered prescription. 1. Confirm the exact medication, strength, quantity and refill period on the quote. 2. Ask whether the quote uses insurance, a discount arrangement or cash payment. 3. Request a breakdown of the medication price, delivery charges and any service fees. 4. Ask the insurer whether the pharmacy is in network and whether restrictions apply. 5. Record the quote date. Leave unknown costs marked as unknown rather than estimating them.